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Author archives: Ray Bennett

Jan

16

January 16 , 2023 | Posted by kazaa |

Last Chance to Recover ERC Tax Credit

Last Chance to Recover ERC Tax Credit ERC Tax Credit: The first case of Covid-19 emerged near Seattle, Washington, on January 19, 2020. By the end of March, State and local governments had declared a state of emergency that included stay-at-home orders and closures of schools, daycares, bars, restaurants, and [...]

Jan

6

The Impact of Proposed Disclosure Requirements for Small Business Loans

The Impact of Proposed Disclosure Requirements for Small Business Loans  Financing options for small businesses will likely decline in 2023 due to the expected passage of new disclosure requirements by Federal and State authorities.  In 2021, the Consumer Financial Protection Bureau (CFPB) proposed rules to expand consumer-like loan requirements to [...]

Dec

26

Arrange Financing Before You Need It

Arrange Financing Before You Need It Be sure to arrange financing before you need it! The Covid pandemic and subsequent distancing laws surprised business owners, especially small- and medium-sized companies with little financial reserves. The Wall Street Journal reported that more than 600,000 businesses closed in 2020. Many of the others [...]

Nov

15

Merchant Cash Advances

Merchant Cash Advances – a Small Business Lifeline Small business owners quickly learn the importance of cash flow to a business. The realization that the money needed to make the next month’s operating expenses is tied-up in accounts receivable – cash you’re owed but haven’t collected – is sobering. The

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Oct

4

Alternative Business Loans or Merchant Cash Advance

Why choose Alternative Business Loans or Merchant Cash Advance? In essence, despite Merchant Cash Advance (MCA) having known for having a higher rate than Alternative Business Loans, both somewhat have similar rates. They tend to differ in the kind of transaction, the risk lenders are ready to offer, and the

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Mar

29

New or Used Truck Financing: How The Approval Process Works

What Is Equipment Financing? Equipment financing is as popular a business funding as ever before however limited to specific equipment. A loan that provides capital for purchasing new or used equipment, such as vehicles, machinery or technology. Equipment loans may fund up to 100% of the value of the equipment [...]