Flexibility of Beauty & Salon Equipment Financing.

We understand that your time is precious, especially when it comes to navigating the labyrinth of beauty salon equipment procurement. That’s why at Liberty Capital, we’ve streamlined the process with our simplified online financing application, ensuring you get the funding you need swiftly.

• 120% equipment cost
• Up to $250,000 with a simple one-page application
• Up to $5,000,000 with financial statements
• Next-day funding approval
• 12 – 60-month fixed payment terms
• No down payment required for qualified borrowers
• Lowest Rates in the industry for qualified borrowers
• Eligibility for all new and used equipment financing
• Will not appear on personal credit reports
• No pre-payment penalties

We’ve provided Beauty Salon Equipment Financing for Franchisors who are mandated  to upgrade such as mirrors, message chairs, therapy equipment and tables, and lobby furniture, TV’s, A/C units, counters, and POS reservation systems. We are a direct lender that specializes in the beauty industry market, so we can develop a customized finance solution geared to enhancing your property’s growth, image and bottom line.

Broad Range of Beauty of Salon Financing Options

Whether replacing outdated or failed equipment, expanding or simply taking advantage of an opportunity to surpass competition, Liberty Capital can create a solution that minimizes cost and maximizes return. Liberty Capital makes leasing FAST….EASY….FLEXIBLE. You can lease commercial kitchen equipment and much more when you turn to Liberty Capital to meet your business’s needs.

Choose Between Equipment Finance Agreement or Equipment Lease For Salon Equipment

Liberty Capital accommodates clients with to financing options that will yield very little working capital outlay.

• $99 for the first 12 months, requiring only a nominal start-up fee
• 90-Day Deferral, offering zero payments for the initial three months
• Seasonally Varied plans, aligning payments with fluctuating cash flows
• “0% Interest” for 24 Months with a 20% buyout, applicable to specific equipment
• “Stepped Down” Leases, with payments reflecting equipment depreciation.
• Fast online approvals for amounts up to $250,000, with full financials required for higher sums.

These solutions typically involve two primary options:

• Salon Equipment Financing: Businesses secures equipment financing for Restaurants in their kitchen and manufacturing facilities. These Restaurant kitchen equipment financing allow businesses to spread the cost of the equipment over time, making it more affordable for business owners with equipment financing.
• Salon Equipment Leasing: Leasing involves off-balance sheet financing in the form of Fair Market Value (FMV). During the lease term, the business pays regular payments to the leasing company. Payments is deducted 100%. At the end of the lease term, the business may have the option to purchase the equipment, typically, 10% or based on current fair market value. Or, return the equipment, or negotiate a new lease agreement for upgraded equipment.

Both financing and leasing options offer benefits such as preserving cash flow, avoiding large upfront costs, and providing flexibility in of consistently having an updated equipment. Additionally, financing and leasing solutions for equipment may include maintenance, installation, delivery and service agreements.

Credit Requirements for startup salon owners:

• Business license or active business entity with the secretary of state
• Personal guarantees required from all owners
• Minimum 600 credit score
• No bankruptcies in the last 7 years
• No unresolved tax liens

Expanded Credit Appetite for All

At Liberty Capital, we believe in inclusivity. That’s why our widened credit appetite extends financing to all credit levels, including startup beauty salon businesses. Additionally, you can bundle other essential equipment, such as computers and software, into one convenient monthly payment.

Top 10 items that salon and spa owners typically need:

1. Quality Salon Equipment: This includes styling chairs, shampoo stations, hair dryers, and other tools needed to provide services.
2. Inventory of Beauty Products: From hair care to skincare, having a well-stocked inventory of beauty products is essential for offering a wide range of services and retailing to customers.
3. Skilled Staff: Hiring trained and experienced stylists, estheticians, and therapists ensures high-quality services and customer satisfaction.
4. Marketing and Branding Materials: This includes business cards, flyers, signage, and a professional website to attract customers and promote services.
5. Appointment Booking Software: A reliable scheduling system streamlines the booking process for both staff and clients, reducing errors and maximizing efficiency.
6. Hygiene and Sanitation Supplies: Maintaining a clean and hygienic environment is crucial for the health and safety of clients and staff. This includes disinfectants, cleaning tools, and personal protective equipment.
7. Customer Service Training: Providing exceptional customer service is key to building loyalty and attracting repeat business. Investing in staff training programs can enhance the customer experience.
8. Financial Management Software: Keeping track of expenses, payroll, and revenue is essential for running a successful salon and spa business. Using accounting software can simplify financial management tasks.
9. Insurance Coverage: Protecting the business with liability insurance and other relevant coverage is important in case of accidents, injuries, or other unforeseen circumstances.
10. Continuing Education and Professional Development: Staying updated on the latest trends, techniques, and industry standards ensures that the salon and spa remain competitive and relevant in the market.

StartUp Salon and Spa Equipment Financing & Leasing

For startups, having reliable equipment is crucial. With Liberty Capital, you can acquire top-notch gear through affordable, fixed monthly payments, preserving your working capital for growth essentials. Our startup financing advantages include:

• 100% purchase financing
• Up to $150,000 with a straightforward application, or
• Commercial Loans up to $3,000,000 with financial disclosure
• Next-day funding, with pre-funding options available for beauty salon equipment vendors
• Fixed payment terms spanning 12 to 60 months
• No down payment requirements for qualified borrowers
• Lowest industry rates for qualified borrowers
• Eligibility for all new and used equipment purchases, without impacting personal credit reports

Therefore, beauty equipment financing have many benefits. It will save your business cashflow by financing depreciating assets. Avoid obselesnce and inflation buster. Don’t forget it builds asset for the business while benefiting from tax deductibility under IRS section 179 of these types of purchase.  these types of equipment can be too expensive to buy, and anyway, they depreciate so fast. Equipment Leasing is the best way to go about it conserving cash and protecting from obsolescence. The best thing about Office Equipment Leasing is that you also enjoy tax benefits and the low monthly payment it affords you, same as the person that buys the equipment, most of these transactions will not appear on personal credit since it’s a business loan.

Whether you decide to lease, borrow, or buy out right, you will find yourself in need of an equipment leasing and financing is more easily accessible through your trusted funding source Like Liberty Capital. Cashflow is King once it’s paid you can’t cash out of business equipment. Fixed asset sshould not be paid w/ liquid cash.  There’s no such thing as secondary equipment marketplace who will refinance your paid off equipment. Liberty Capital understands that it’s not just equipment financing it’s all about the cashflow.

The Salon Equipment Vendor? What part do they play?

We have utilized our years in business, experience in verifying and vetting beauty salon and spa equipment vendors, and formal resources to weed out vendors that are not well suited for our customers. To that end, we recommend looking for those who are rupatable. We can get the vendor approve for you as well. To avoid fraud, we work with you to make sure your successful protected from unscrupulous vendors . Contact us quickly before putting any down payment to any vendors without verifying thier history. We can do that for you!

What type of funding Beauty Salon and Spa Owners need to expand:

1. Build-Out Capital: This type of funding is essential for covering the costs associated with renovating or constructing the physical space for the salon or spa, including leasehold improvements, construction materials, interior design, and signage.
2. Equipment Financing: Beauty Spa owners often require financing to purchase or lease equipment necessary for their operations, such as office appliances, mirros, health and wellness equipment, spa tables and chairs, POS systems, and furniture. Equipment financing allows them to acquire these assets without depleting their capital reserves.
3. Line of Credit: A line of credit provides salon and spa owners with flexible access to funds to cover short-term expenses or manage cash flow fluctuations. It can be used for various purposes, including purchasing inventory, covering payroll costs during slower periods, or addressing unexpected expenses.
4. Payroll Funding: To ensure smooth operations and retain qualified staff, salon owners may need funding to cover payroll expenses. This type of funding can help them meet their payroll obligations during periods of low revenue or when facing unexpected financial challenges.
5. Inventory Financing: Restaurant owners rely on a steady supply of ingredients and supplies to meet customer demand. Inventory financing allows them to purchase inventory in bulk or maintain adequate stock levels without tying up their working capital. This type of funding is particularly beneficial for seasonal businesses or those experiencing fluctuating demand.

By leveraging these types of funding, Beauty and  Salon Spa owners can effectively manage their expansion plans, invest in essential assets, maintain cash flow stability, and position their business for long-term success.

So, if you want expand your salon and spa business, we can handle working capital, term loans, lines of credit and especially office equipment, including chairs, counters, dressers, cabinets, tables and chairs all can be financed. Apply now to get your business capital to grow. Call now 888-511-6223.

The Beauty Salon Equipment Financing Application Only up to $250,000

One of the utmost necessities for a beauty studio salon is its salon equipment. It’s imperative to ensure that operational equipment, which serves as an asset for the company, is well-maintained and kept current. Equipment loans or leasing are viable routes for expanding the beauty industry. Leasing, in particular, offers numerous advantages, though they won’t be explored here today. One notable benefit of equipment leasing is the accompanying tax advantages, cashflow saving, inflation buster and safety from obsolecense.