Short Term Loans

What is a short term loan?

A short term loan is a loan that you get for your business that you are required to pay back in a short term – 3 to 12 months, depending on the lender, and perhaps even more. It is easy to get as the requirements are not too strict.

Why you should apply for a short term business loan

New project funding

Even if you have cash flow, you may want to start a new project for the business that the cash flow cannot fully fund. In such cases, what you need is a short term loan, which you can start paying off little by little, in amounts that can be covered by the cash flow.

For off-peak business funding

If you run a seasonal business, there are times when cash flow will be down when it is not peak time for the business. You can take out a short term loan to cover operations, which can be recouped in the high season

Stock faster moving inventory

When your business is experiencing a sales boom and you do not have enough inventories of the fast-moving items, just take out a loan to buy the stock, and then pay up from the sales of the items.

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Short term loan benefits

For most small business owners, the main question is how much loan amount they can get at a given time. It can be anything depending on your needs, but mostly, if you meet the basics, you can get any amount from $2,500 up to $50,000. This disparity is good because businesses have different loan needs at any given time.

Many small business owners ask: Why get a short term loan when I can apply for a bigger long term loan?

There are many positive reasons to get a short term loan.

Our small business financing experts are available to guide you through the funding Process.


At LCG, we fuse technology and the human touch to help lower search costs for borrowers and lenders while delivering better speed and customer service. LCG connects borrowers to a nationwide network of banks and lenders. Our team of dedicated funding specialists help borrowers get the right financing product and work quickly to help you secure the capital your business needs.
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  • Apply Online

    Complete our quick online application. Application takes 5 mins.

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  • Get Funds

    Money will be deposited in your account in as little as 24 hours.