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Liberty Business Blogs

Jun

30

Small Business Loan Guarantees – How it Works

A Loan Guarantee Program based on the State Small Business Credit Initiative, allows small businesses, typically fewer than 500 employees, and usually a lot less than that, to get a Small Business Loan or Line of Credit.   These funds can be used for start-up costs, inventory, working capital and

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Small Business Loan Guarantees – How it Worksadmin 11:10 am October 8th, 2017

Jun

20

Banks – Are They Really Lending?

Despite the fact that lenders say they are opening their coffers to the borrowing public, loan balances have been declining. Commercial loans have increased somewhat, but overall small business still needs money and is not receiving it.   Banks have said they are increasing so-called asset based lending, in which

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Banks – Are They Really Lending?admin 7:35 am October 8th, 2017

Jun

14

Small Business and Cash Flow

As if small businesses don’t have enough trouble in this tight economy, in general they also have to wait longer to be reimbursed for their products/services. Ever since the economic downhill slide, large companies have been holding on to money for as long as possible, perhaps to hedge their bets

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Small Business and Cash Flowadmin 9:30 pm October 8th, 2017

May

24

Your Credit Score and You

I’m sure everyone’s well aware of how important your credit score is for a variety of different business and personal reasons. A good credit score can save you thousands in interest, while a bad credit score could cost you not only the ability to get a loan, but the rate of

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Your Credit Score and Youadmin 6:37 pm October 8th, 2017

May

23

May 23 , 2012 | Posted by admin |

Summary of U.S. Small Business Administration’s SBA 7(a) & SBA 504 Loan Programs

Small Business Administration SBA 7(a) loan program is designed for any qualified businesses to use the proceed for any business usage, including business real estate purchase, construction, refinance, business acquisition, equipment purchase, and business working capital.   SBA loans are typically variable-rate loans tied to the lowest New York prime

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Summary of U.S. Small Business Administration’s SBA 7(a) & SBA 504 Loan Programsadmin 6:20 pm October 8th, 2017

May

21

May 21 , 2012 | Posted by admin |

2005 Bankruptcy Abuse Prevention and Consumer Protection Act

According to Wikipedia, “Bankruptcy is a legal status of an insolvent person or an organisation, that is, one who cannot repay the debts they owe to creditors. In most jurisdictions bankruptcy is imposed by a court order, often initiated by the debtor”. Usually, when a person or company is inundated

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2005 Bankruptcy Abuse Prevention and Consumer Protection Actadmin 6:13 pm October 8th, 2017

May

9

May 9 , 2012 | Posted by admin |

Is the Economy Really Slowing Down?

According to the most recent reports small business lendingslipped in March a (supposed) sign that companies are losing confidence in the economy. This has triggered some rather negative remarks about economic recovery from the naysayers of the industry. In turn this has caused downturns in the markets. Per an interview

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Is the Economy Really Slowing Down?admin 9:32 am October 8th, 2017

May

2

May 2 , 2012 | Posted by admin |

Bank Loans vs. Alternate Lending Institutions

With the country going through its worst financial crisis of the last 70 years, it’s not so easy for small businessesto obtain bank loans. Having said that, there are bank loans that are still available. You’ll just have to work harder to get one.   The sad truth is that

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Bank Loans vs. Alternate Lending Institutionsadmin 9:09 am October 8th, 2017

Apr

23

April 23 , 2012 | Posted by admin |

Credit Unions – The Small Business Lenders of the Future?

Banks are vigorously opposed to the lifting of the cap because they feel that they are at a disadvantage to credit unions, which don’t have to pay federal taxes or are not subject to certain regulations. The banks are concerned that they will be losing business to the credit unions even as

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Credit Unions – The Small Business Lenders of the Future?admin 7:37 pm October 8th, 2017

Apr

12

Business Owners Still Have Access To Working Capital!

As a business owner it must feel like you are starting from scratch all over again. Trying to keep afloat absorbs all of your time.  Without a steady flow of new income it’s hard to expand. Income = Capital. Your business isn’t going anywhere without a boost from additional income.

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Business Owners Still Have Access To Working Capital!admin 10:42 pm October 8th, 2017

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