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Liberty Business Blogs

Sep

7

Bank Only Loans

There are a number of different forms of financing that can be obtained through alternative funding institutions for those businesses with less than stellar credit. Until more recently, though, all of them required the merchant to accept credit cards. This was fine for retailers that accepted credit cards, but it

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Bank Only Loansadmin 8:15 pm October 8th, 2017

Aug

24

Is Private Equity Investment the Answer to Small Business Funding Needs?

As most small business owners have now become painfully aware, banks are just not lending as much as they used to anymore and merchants who want to borrow to expand their businesses, buy much needed equipment or add employees are hard pressed to obtain funding.   Many are turning to

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Is Private Equity Investment the Answer to Small Business Funding Needs?admin 1:23 pm October 8th, 2017

Aug

14

Why You Can’t Get Credit And What You Can Do About It…

In this economy, practically every business could use some additional money. As a business owner you might need it for new equipment leasing/purchasing, to pay off bills or maybe to buy inventory. The problem is that business loans are hard to come by in this tight economy especially with many

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Why You Can’t Get Credit And What You Can Do About It…admin 9:00 pm October 8th, 2017

Aug

9

Toss away debt by enhancing your business profits and managing capital

Business organizations are set to make profits and earn revenue for the nation. Hence, if you’re an entrepreneur or a business manager, boosting the profitability of your business is one of the responsibilities. Since the recession has affected the commercial firms more than the others, they’re struggling to make ends

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Toss away debt by enhancing your business profits and managing capitaladmin 8:18 am October 8th, 2017

Aug

2

The Economy and Business Growth

Anyone who reads the newspaper or listens to the news knows that the economy, after a promising move forward at the beginning of the year, is slowing down drastically. This is partly owing to the lack of job growth but is also linked to the situation in Europe, whose various

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The Economy and Business Growthadmin 7:34 am October 8th, 2017

Jul

27

Small Business Administration 504 Loan

The Small Business Administration 504 Loan or Certified Development Company Program was created to give Small Businesses access to business financing for the purchase of real estate, business and business equipment at below market rates. The program is designed to enable small businesses to create and retain jobs; the CDC’s

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Small Business Administration 504 Loanadmin 8:28 am October 8th, 2017

Jul

24

Start-up venture – Financing it without incurring debt

Practically, every start-up entrepreneur faces the problem of choosing the right financing option to fund his new business venture. Generally, entrepreneurs choose between debt and equity financing as standard means of business finance. Borrowing money straightaway from lending institutions with a formal agreement between the lender and borrower is known

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Start-up venture – Financing it without incurring debtadmin 8:28 am October 8th, 2017

Jun

30

Small Business Loan Guarantees – How it Works

A Loan Guarantee Program based on the State Small Business Credit Initiative, allows small businesses, typically fewer than 500 employees, and usually a lot less than that, to get a Small Business Loan or Line of Credit.   These funds can be used for start-up costs, inventory, working capital and

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Small Business Loan Guarantees – How it Worksadmin 11:10 am October 8th, 2017

Jun

20

Banks – Are They Really Lending?

Despite the fact that lenders say they are opening their coffers to the borrowing public, loan balances have been declining. Commercial loans have increased somewhat, but overall small business still needs money and is not receiving it.   Banks have said they are increasing so-called asset based lending, in which

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Banks – Are They Really Lending?admin 7:35 am October 8th, 2017

Jun

14

Small Business and Cash Flow

As if small businesses don’t have enough trouble in this tight economy, in general they also have to wait longer to be reimbursed for their products/services. Ever since the economic downhill slide, large companies have been holding on to money for as long as possible, perhaps to hedge their bets

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Small Business and Cash Flowadmin 9:30 pm October 8th, 2017