Comprehensive Guide to Business Funding for Car Washes, Gas Stations, and Convenience Stores
All-in-One: Commercial Loans, Term Loans, Equipment Leases, Lines of Credit & MCAs
Open or expand a car wash, gas station, or convenience store with a single, streamlined application. We match your file to the right structure—fast.
All-in-One: The Five Funding Paths
1) Commercial Loans
Debt funding for property & major capex.
- Large amounts • Long terms • Competitive rates
- Use: Buy land/building, new locations, major expansion
2) Term Loans
Fixed payments over a set term.
- Predictable, flexible terms
- Use: High-end car wash systems, remodels, additions
- Leverage tomorrow’s sales today
3) Equipment Leases
Rent with end-of-term options.
- Lower upfront cost, upgrade flexibility
- Potential tax benefits; interest deductible
- Use: Pumps, refrigeration, wash tunnels; refresh every ~5 yrs
4) Lines of Credit
Draw as needed; pay interest only on use.
- Cash-flow buffer; flexible access
- Use: Inventory, seasonal swings, repairs, payroll
5) Merchant Cash Advance
Lump sum for a slice of future card sales.
- Fast access; variable repayment with sales
- Use: Urgent needs, inventory, marketing (sub-prime friendly)
Straight talk: Use the right tool for the job. We avoid shoving you into the wrong product. Structure drives survival—especially in cap-intensive businesses.
Why Choose Financing with Liberty Capital Group, Inc.?
Single Application
One intake covers all five products. We package your file once and route it to the best fit lender(s).
- Streamlined process
- Less paper, more speed
Tailored Solutions
We underwrite to your model, stage, and risk—car wash, gas station, C-store, or hybrid sites.
- Competitive rates & terms
- Structured transactions
Proven Experience
20+ years brokering and placing complex equipment & real-asset deals—with approved vendor networks.
- Fast approvals
- Higher close rates
- Corp-only options (not for startups; not a credit bypass)
- Up to 120% project coverage (soft costs included)
- App-only to $250K; to $5MM with full financials
- Next-day approval possibilities
- Lowest industry rates for qualified credit
- New & used equipment eligible
- No early payoff penalties (program-dependent)
- Minimal impact on personal credit reporting
Steps to Secure Funding
- Initial Consultation: Clarify goals, scope, and timing with an advisor.
- Application: One comprehensive app covers all programs.
- Review & Approval: We package to best-fit lenders and return offers.
- Funding: Approve, sign, and deploy capital to vendors or escrow.
- Support: Ongoing guidance as you build out and scale.
Special Financing Programs
- $0 Down for qualified lessees
- 1 advance payment programs
- 90-day deferred payment
- $1 buyout; no prepayment penalty
- Terms up to 5 years
- Equipment Finance Agreement (EFA)
- Low admin & doc fees
- $99 for first 6 months (select programs)
We broker across multiple lenders to fit your credit profile—stop bank-hopping and let us do the heavy lifting.
What Do I Need to Apply?
- Online Application: Complete, upload, authorize. Soft inquiry up front; hard inquiry may occur upon approval for equipment financing.
- Equipment Invoice/Quote: Multiple vendors welcome. We can bundle into one monthly payment; private-sale bill of sale often accepted.
- 3–4 Months Bank Statements: Verify revenue, banking, and funds for any down/security; align for ACH autopay.
Are You an Equipment Vendor?
Sell new or used trucks, trailers, machinery, or medical gear? Partner with us for higher approval rates and faster closings—soft inquiry intake and wide credit windows.
Program Highlights
- Approved vendor packaging & docs
- Pre-funding to vendors (program-dependent)
- Multi-lender access; reduced fallout
Get Started
- Review credit guidelines
- Download vendor package
- Send clients our All-in-One application
We coordinate with underwriting to reduce fraud risk and ensure smooth vendor payments.
Apply Online — One Application, Five Options
Prefer to price it first? Get an instant quote.
Why Choose Financing with Liberty Capital Group, Inc.?
