Working Capital Loan Restrictions

Could your business use working capital today?

Of course? Most small businesses could use more working capital, yesterday, but the options are slim? Well, not anymore! Liberty Capital is now offering small business working capital loans. This is not factoring or merchant cash advance; therefore, switching processor is not necessary. This is a business loan that will be reported to your business credit. Unlike merchant cash advance, business working capital loan is a business loan that is true loan with origination fees, tax benefits. It actually helps businesses establish business credit. Additional collateral or money upfront is not required and renewal is always an option for future expansions.

 

There are two type of businesses. One who accept credit cards and the second who doesn't. 

 

Does Business accept credit cards? (apply here)
  • Businesses who accept credit cards can get financing easy
  • Personal credit score as low as 500 can get funded
  • Minimum 4 months time in business
  • Max loan up to $500,000
  • Have merchant cash advance? - We can pay them off and save you interest charges
  • Tax benefits and advantages
  • Reported to business credit
  • No application fees
Businesses who doesn't have any credit card sales: (apply)
  • Businesses who do not accept credit cards
  • Minimum personal credit of 540+
  • Minimum one (1) years time in business 
  • Max loan amount $150,000
  • Tax advantages and benefits
  • Liens, Judgments, Bankruptcy accepted
  • Reported to business credit

Industry Restrictions:

  • Accountants Dating Services Mail Order Coin Sales
  • Adult Entertainment / Materials Direct Marketing Management / Business Consultants
  • Advertising Agencies Discount Coupon Book Sales Mortgage Reduction Services
  • Advice on Sporting Events Discount Medical Cards Mortgage Lenders
  • Airlines Discount Travel Clubs / Subscriptions Non-Bank Cash Advances
  • Animal Breeders Drug Paraphernalia Non-FDA Weight Loss Products
  • Annual Memberships Employment / Staffing Firms Not-for-Profit Companies
  • Attorneys (including Bankruptcy / Collection) Escort services Non-US Companies
  • Auto / Truck Dealerships - New and Used Factoring Organizations Pawn Shops
  • Auto Manufacturing and Related Industries Farms Precious Metal Sales (Internet)
  • Bail Bonds Firearms Sales Personal Trainers
  • Body Alteration (Tattoo Parlors, Piercing)
  • Flea Markets Private Investigation Services
  • Bookkeeping Fraternity / Sorority Real Estate Brokers
  • Boat Dealers - Sellers Freight Brokers Real Estate Management Companies
  • Business Conference / Service Rental Centers Gambling Establishments Sports Memorabilia
  • Charter Yachts Adult and Kid Gyms / Family Activity Centers Startup Businesses
  • Check Cashing Horoscope / Fortune Telling State and Government Agencies
  • Collection Agencies Home-based Businesses (Excluding Internet Retailers) Tax Related Services
  • Counseling Centers Illegal Products / Services Ticket Brokers
  • Credit Card Protection Insurance Policy Issuers Time Share Rentals
  • Credit Restoration / Repair Investment Opportunities Time Share Investments / Purchases
  • Currency Exchanges Lotteries / Raffles / Gaming / Gambling Virtual Auction Houses
  • Custom Services Magazine Subscriptions Wire Transfers
  • Construction (Excluding Specialty Trade e.g. Plumbers, Electrician)
  • MarinasConstruction Related Industries
  • (Raw Materials / Finished Products / Services

Click on the links below to fully understand the difference between a business loan and merchant cash advance.

 

About Liberty Capital

By building strong alliances with banks allows us to gain unique financial products to offer business owners. We are well balanced to serve our clients' capital need now and in the future. Liberty Capital's working capital program, in addition to equipment financing, merchant cash advance and factoring, positions us well to offer broad array of financial products to suit our clients' capital need under one roof.

Apply Now. Get funded in 7 days!


To talk to your personal underwriter please call
toll free 888-798-3976 or fax completed application 866-780-8363

need cash
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Need 'Quick' $25K?

Un-collateralized working capital business loan from $5k to $25k with just one-month bank statements to get approved. No Site Inspection, no switching processors payment taken ACH & cash wired in days.

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BUSINESS LOANS

Expand your business with an up to $500K Small Business Loan. Revenue Based Loan - Not Against Credit Card Sales. Poor Credit Won't Disqualify.

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BUSINESS CASH ADVANCE

Unlike a Business Loan, Business Cash Advance can provide cash, typically for businesses with bad credit, open Bankruptcy and Liens. No personal guarantee.

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© 2012 Liberty Capital Group, Inc. Business Working Capital, Equipment Leasing Company, San Diego California.

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