How does working capital process works?

Small business working capital loan is ideal for when a job requires initial capital or when your season is coming up, but you need cash to pay for inventory, taxes or other unforeseen expenses. With additional capital you can acquire more contracts, update equipment and launch new marketing campaigns. This business loan can be used to pay off delinguent accounts, pay for expanding business ventures. With limited restrictions to usage, having access to CASH can increase cashflow, sales and ultimately revenue. Short term cash infusion is what your business might need during this tough times. Don't deprive your business with cash...take care of business today. When cash is king again! Revenue matters!

When You Need Capital Immediately

• Recieve instant credit decision
• No upfront capital or additional collateral
• Receive funding in as little as 5 business days
• Accept your loan without the hassle of changing your credit card processor
• Repay your loan in 6- to 18- months
• Higher funding amount due to longer term 
• Small payments due to longer term
• Flexible payment plans
• Renew your business loans any time for additional capital
• Manage your business loans easily

Click here to see Eligibility:

7 Steps to business funding:

 
1. Business owner submits a completed application for instant credit approval. Instant credit approval determines what form of business loan will be suitable for your business within hours.

2. Once we have determined that you're pre-approved, we now have to determine how much you can qualify for in terms of loan amount.

By providing us the following statements we will know what you can get approved and what you can afford:

  -3 months bank statements & 3 credit card statements for businesses who doesn't accept credit cards

  -6 bank statements for business with no credit card sales

Once Liberty Capital received your full statements, a final decision will be issued with your terms, payment structure and working capital loan amount.

3. Business owners reviews approval terms and accepts the loan, and Liberty Capital prepares the origination documents within 24 hours.

4. Business owner provides necessary documentation to show proof of ownership, driver's license and voided check before funding.

5. We verify landlord to make sure business is active as tenant and confirms physical location of the business.

6. Welcome call to business owner to verify terms once again with underwriter owner before funds released. 

7. Funds for the loan wire directly to your business checking account within 24 hours. 

Payment: Our bank will deduct (ACH) a daily fixed payment based on the term of the loan. Payment only taken out during business days, so only 5 times a week.

Renewal: If you are within 50% of your current working capital loan, you are eligible for renewal. For example, a $10,000 loan with $2,500 balance allows you to renew for additional loan. If you qualify for $20,000 during your renewal, you will receive $17,500 funding; therefore, the loan still remain at $20,000. Your new working capital loan still equals to 100%. Shorter term will allow you to renew your loan at sooner.

About Liberty Capital

By building strong alliances with banks allows us to gain unique financial products to offer business owners. We are well balanced to serve our clients' capital need now and in the future. Liberty Capital's working capital program, in addition to equipment financing, merchant cash advance and factoring, positions us well to offer broad array of financial products to suit our clients' capital need under one roof. 

Trust. Integrity. Honesty. 

888-798-3976

To Talk To Your Personal Account Manager Please Call

local 619-358-9993 or fax completed application 866-780-8363