Frequently Asked Questions

Frequently Asked Questions About our Working Capital:

 

Do I have to switch my credit card processor?

No. Bank Drafts/Automatic Deductions and Processing are your options for payback methods. We do review your credit card statements simply to determine business cash flow and approval amount. Business funding, whether you accept credit card as a form of payment or not, is available for everyone.


Is there a Pre-payment Penalty?

No. You can prepay your loan, cash advance or lease at any time without any penalty fees incurred but can't gaurantee that interest charges will be foregone. Each contract will contain a specific payoff and early repayment clause, but there is no penalty for paying early.


What if I want the Payment taken out from my Credit Card Sales?

Flexible repayment for seasonal businesses is available and sometimes ideal when payment is made in conjunction with your sales volume to avoid cashflow strains during a slow season. We have options to accommodate repayment for seasonal businesses. 


How is Payment Collected Daily?

To avoid cashflow shock, underwriters have designed an afforadable payment deductions to lessen the impact on cash flow. Payments collected in this format have less cashflow burden compare to once a month payment. Although, you have one monthly payment, but that payment is broken out into business days, and automatically deducted from your bank account to give less shock to your bank account.


Do I need Additional Collateral?

There is no additional collateral required for loans and cash advance. Lenders have the right to file UCC-1 filing.


What Happens if my Business Experiences Trouble?

We are flexible, and will work with you to accommodate your needs if you work with us. Give us a call and we will make sure that your questions are answered.

 

Benefits to our small business working capital programs:

  • Funding $10k-$500,000 whether you take credit cards or not
  • Credit Scores as low as 500+
  • No collateral or down payment required
  • One page application
  • No switching credit card processors
  • Fixed term, fixed payment or variable payment is available
  • Pay off high rate cash advances against your credit card sales
  • NSF’s - Non-sufficient funds – OK
  • Tax Liens up to $175K – OK
  • Minimum time in business 1 year

 

Keep in mind this is a loan, and repayment is not held against future credit card sales.  WE MEET YOUR BUSINESS CAPITAL NEEDS...

 

TRUST. EXPERIENCE. INTEGRITY

Get Funded In 7 Business Days!

Call 888-798-3976 Or Click Below To Apply!

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Unsecured Working Capital Loans

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Need 'Quick' $25K?

Un-collateralized working capital business loan from $5k to $25k with just one-month bank statements to get approved. No Site Inspection, no switching processors payment taken ACH & cash wired in days.

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BUSINESS LOANS

Expand your business with an up to $500K Small Business Loan. Revenue Based Loan - Not Against Credit Card Sales. Poor Credit Won't Disqualify.

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BUSINESS CASH ADVANCE

Unlike a Business Loan, Business Cash Advance can provide cash, typically for businesses with bad credit, open Bankruptcy and Liens. No personal guarantee.

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© 2012 Liberty Capital Group, Inc. Business Working Capital, Equipment Leasing Company, San Diego California.

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